The Kotak Junior Scholarship (2025–26) is a CSR initiative by Kotak Education Foundation (KEF), the CSR arm of Kotak Mahindra Group. It offers meritorious yet financially challenged students support to continue their education after Class 10 within the Mumbai Metropolitan Region (MMR).
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Eligibility Criteria for Kotak Junior Scholarship 2025
To be eligible for Kotak Junior Scholarship an applicant must meet the following requirements:
- The Applicant must have scored 85% or higher in the Class 10 board exams (SSC/CBSE/ICSE) in 2025.
- The Applicant must have Secured admission to Class 11 in Arts, Commerce, or Science streams.
- The school/college must be located within the Mumbai Metropolitan Region (MMR).
- The Annual family income must be less than ₹3.2 lakh
- Applicants must reside in the MMR region at the time of application.
- It is not open to children of Kotak Education Foundation or Buddy4Study employees.
Benefits of Kotak Junior Scholarship 2025
₹3,500 per month for 21 months (Classes 11 & 12), totaling ₹73,500 to cover tuition, books, stationery, travel, and academic needs
Important link:
- Top 100 Scholarships for the 12th class.
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- Top Scholarship for Engineering Students
- Top 100 Scholarships for B.Sc students.
Last Date
30 June 2025
Documents Required for Kotak Junior Scholarship 2025
There are a few necessary documents that the applicants must keep with them while filling the Kotak Junior Scholarship application form. The candidates must upload scanned copies of the following documents to complete their application process:
- Class 10 marksheet (e-copy acceptable)
- Government-issued income certificate for Maharashtra for 2024–25
- Front & back of yellow/orange ration card
- Recent passport-size photograph
- Aadhaar cards (student and parents)
- PAN or ITR of at least one earning parent
- School leaving certificate
- Latest ITR with Form 26AS (if filed)
- Death certificate (if single-parent household)
- Student’s bank account details (statement or passbook front page)
Application Process for Kotak Junior Scholarship 2025
- Click on the ‘Apply Now’ button below.
- Login to Buddy4Study with your registered ID and land on the ‘Application Form Page’.
- If not registered, register at Buddy4Study with your email/mobile number/Gmail account.
- You will now be redirected to the ‘Kotak Junior Scholarship Program 2025-26’ application form page.
- Click on the ‘Start Application’ button to begin the application process.
- Fill in the required details in the online application form.
- Upload relevant documents.
- Accept the ‘Terms and Conditions’ and click on ‘Preview’.
- If all the details filled in by the applicant are correctly showing on the preview screen, click on the ‘Submit’ button to complete the application process.
Selection Process of Kotak Junior Scholarship 2025
- Applications are initially filtered using academic merit (≥ 85% in Class 10) and financial need (family income ≤ ₹3.2 lakh).
- Shortlisted candidates are required to submit and verify essential documents: SSC marksheet, income certificate, ration card, Aadhaar, PAN/ITR, bank passbook, etc.
- Eligible candidates are invited for a telephonic interview, which assesses academic interests, motivations, and suitability.
- The final scholarship recipients are selected by KEF, considering the interview performance and overall eligibility in a discretionary decision.
Frequently Asked Questions
1. What is the Kotak Junior Scholarship?
A CSR initiative by Kotak Education Foundation offering ₹3,500/month (total ₹73,500) and mentorship support to Class 10 pass-outs entering Class 11–12 in MMR.
2. Who is eligible to apply for Kotak Junior Scholarship?
- ≥ 85% in Class 10 (SSC/CBSE/ICSE) in 2025
- Admission to Class 11 in Arts, Commerce, or Science in MMR
- Family income ≤ ₹3.2 lakh
- Must reside in MMR
- Not child of KEF/Buddy4Study employee
3. What’s the total scholarship amount of Kotak Junior Scholarship?
₹3,500 per month for 21 months—totaling ₹73,500, paid quarterly/six-monthly.
4. What benefits aside from money are included?
Includes mentorship, academic assistance, career counselling, exposure visits, and home visits.
5. How do I apply for Kotak Junior Scholarship?
Online via KEF’s portal (redirects via Buddy4Study). Fill in details, upload documents, and submit during application window.
6. When is the application window?
Opens late May 2025; closes late June 2025.
7. What documents are required for Kotak Junior Scholarship?
SSC marksheet, income certificate, ration card, Aadhaar (parents + student), PAN/ITR, school leaving cert, bank passbook copy, photo, and death cert (if applicable).
8. What is the selection process of Kotak Junior Scholarship?
Shortlisting → document verification → telephonic interview → final decision by KEF.
9. Is the scholarship renewable of Kotak Junior Scholarship?
Yes, for Class 12, subject to maintaining attendance, discipline, and ≥ 70% marks in Class 11.
10. Who is not eligible for Kotak Junior Scholarship?
Applicants studying/attempting in Class 12, living outside MMR, with family income > ₹3.2 lakh, or children of Kotak/Buddy4Study employees.
11. How many students are selected?
Over 1,800 scholars supported across Junior & Graduate programs in 2024–25.
12. How is the scholarship disbursed?
Paid quarterly or half-yearly directly into students’ bank accounts.
13. Is this only for Mumbai city students?
No, it’s open to all students within the broader Mumbai Metropolitan Region (MMR).
14. Can I apply from outside MMR?
No—residency in MMR is mandatory.
15. Is there an age limit?
No specific age limit stated—students must have passed Class 10 in 2025.
16. Can I apply if I have a study gap?
Gap years between Class 10 and 11 are not clearly addressed—contact organizers if needed.
17. Who can contact KEF for help?
Email: excel@kotakeducation.org
Phone: +91‑8779020452 / +91‑9372654601 (Mon–Sat, 10 AM–6 PM)
18. What if I miss the deadline?
Late applications aren’t accepted—watch for next year’s intake.
19. Am I allowed to take other scholarships?
Yes, unless their terms prohibit dual awards—confirm terms for each scholarship; taking multiple is common.
20. What is the impact of the program?
Students show stronger academic performance, competitive exam success, and pursue professional careers (engineering, medicine, etc.) thanks to holistic support.
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